Guide to Protecting your Wealth
PO Box 516
All round sound advice with great forward planning.
Ryan Lewis, Director
Right Formula Ltd
Our objective will be to help you mitigate your position as efficiently as possible, so that your current wealth or potential future wealth will not be easily lost due to areas like Inheritance Tax, poor/diminishing Health or premature death.
We aim to understand your objectives and wishes and deliver a product that satisfies these wants. We will also spend considerable time understanding the processes and requirements of lenders to see how you as an individual should engage with a lender.
Our view has always been that this is an “investment” in debt and therefore we should manage it accordingly.
Please note that your home may be repossessed if you do not keep up repayments on your mortgage and that there may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but we estimate that it will be £750.
Protecting your mortgage exposure, your dependents or your business is critical. It can be done economically with our tailored view on your requirements.
A valuable benefit especially with early detection of illnesses and advances in medical procedures, meaning the possibility of longer life expectancy post operation.
Sometimes described as “Living Life Assurance” this policy, on successful claim, pays out to the policy holder.
This policy will protect your working life right up to retirement age, therefore attempting to protect some of your future earnings, if you are unable to work through illness or accident.
Ferguson Wealth Management Ltd work in association with Countrywide Tax & Trust Corporation Ltd to bring you the Asset Protection Strategy. This strategy will not only help deliver your final wishes but also protect your money for the next generation.
Note: Advice and recommendations in this area will not be provided by Ferguson Wealth Management. Also the Financial Conduct Authority does not regulate will writing and taxation and trust advice.
Alternative Dispute Resolution Directive
Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:
The Financial Ombudsman Service
Exchange Tower, London, E14 9SR
Tel: 0800 023 4567 or 0300 123 9 123
Registered in England No.07384266. Registered Address: 46 Beaconsfield Road, Epsom, Surrey, United Kingdom, KT18 6HE. Ferguson Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority.
There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate that it will be £750
Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at consumers in the UK. Further consumer information is available from the Financial Conduct Authority via the following link www.moneyadviceservice.org.uk/en
The value of your investment can go down as well as up and you may get back less than you have invested.